Business Finance
Flexible funding solutions tailored to your business needs — from short-term loans to fast, unsecured options designed for growth.
- Small Business Loans
- VAT Loans
- Fast Business Loans
- Unsecured Business Loans
- Merchant Cash Advance
- Short Term Loans
Small Business Loans
We’re more than just numbers. You’re the heart of your business, and we’re here to help you keep it beating strong (too cheesy? Sorry.) Our tailored small business loans give you the fuel you need to keep things running smoothly and seize those golden opportunities. Let’s get your business to the next level, shall we?
What’s a small business loan?
It’s your ticket to tackling everyday challenges and grabbing new opportunities by the horns. We offer a wide variety of loan options to keep your business running smoothly. Want flexible repayment? Our merchant cash advances have you covered. Looking to unlock your business’s potential without collateral? Our unsecured loans are just the ticket. Dreading tax season? Our VAT loans will ease those woes. Whatever the need, we’ve got a loan for that.
Why Contigo
As a small business looking for a small business loan, you want someone who understands your ins and outs, your ups and downs. Who better than a fellow SME like Contigo? Big corporations don’t take the time to know you like we do. We’re not just about handing out cash; we’re about empowering your business to thrive. Plus, our application process is a breeze, our approval times are quick, and our support team is always ready to help.
VAT loans
Protect your cash flow
Need to keep HMRC at bay without feeling the financial pinch? No problem! Our VAT loans spread the cost of those hefty payments over 3 months, easing the strain on your business. With lower interest rates and easy monthly instalments, you’ll glide through tax season without a hiccup. Time to take a breather and let us handle the tough stuff.
What are VAT loans?
Bills? Yawn. VAT? Yawn. Tax? Yawwwwwwwwwwn. Saying goodbye to all of that by handing it to a trusted broker to handle? Now we’re talking. These short-term loans (repaid over 3 months) help you manage those dull VAT payments with ease, freeing up your cash flow and sparing you the boredom. Inject a little zest to the process with VAT finance.
What are the benefits of VAT loans?
If your tax liabilities make you sweat, a VAT loan can spread out the cost, giving you room to breathe (and maybe even dance a little).
Got big plans like expanding your empire or giving your office a facelift? VAT loans aren’t just for tax (they can fund your ideas too).
We aim to get your money funded within 24 hours (or even as little as 4).
Split your bill into 3 manageable monthly payments (predictability is the new black).
Fast Business Loans
Fast Business Loans provide quick and easy access to capital for businesses in need of immediate funds. With rapid approval and minimal paperwork, these loans allow businesses to cover urgent expenses, invest in growth, or seize time-sensitive opportunities. They are ideal for companies looking for a hassle-free financing solution without lengthy waiting periods.
What are Fast Business Loans?
Fast Business Loans are short-term financial solutions designed to provide quick access to funds for businesses in need of immediate capital. These loans are typically processed faster than traditional loans, offering approval in a matter of hours or days, allowing businesses to respond quickly to opportunities or financial emergencies.
Benefits of Fast Business Loans
One of the primary benefits of Fast Business Loans is their speed. With fast approval times and minimal documentation, businesses can secure the funds they need without the lengthy processes associated with conventional loans. This quick access to capital can help businesses cover urgent expenses, invest in new opportunities, or keep operations running smoothly during cash flow gaps.
Unsecured business loans
With an unsecured business loan from Love Finance, there’s no need to risk your assets. We believe in your business’s potential, not your collateral. So, grow with confidence and keep your treasures right where they belong – safe and sound.
So, what’s an unsecured business loan?
An unsecured business loan is a type of financing that doesn’t require security. It’s a bit like getting a financial boost based on your business’s potential rather than its assets. With an unsecured loan, your lender trusts your ability to repay based on your creditworthiness and business performance, not your possessions. It’s the hassle-free way to secure the loan and keep your business moving forward. Don’t worry, that pool table you bought to “improve office morale” is safe and sound.
What are the advantages of an unsecured business loan?
Get the funds you need without risking your hard-earned assets, such as property. With our unsecured business loans, you're free to grab those growth opportunities by the horns and charge into success. Let’s make your business dreams a reality - no bull. All the while, what's yours is yours.
Our unsecured business loans come with fixed monthly payments, so you always know what's coming - no surprises, no headaches. Manage your cash flow and working capital with confidence and focus on what you do best: growing your business.
Contigo offers lightning-fast approval for unsecured business loans because we don’t need to fuss over collateral. Skip the lengthy valuations and paperwork that come with secured loans. With us, it’s all about quick, hassle-free access to the funds you need to grow your business. Ready, set, grow!
Our eligibility criteria make applying for an unsecured business loan hassle-free for UK businesses. As long as you’re trading over 3 months and turn over £50k yearly, we can look at your request. If you’re not these things, try us anyway, we may still have options for you!
Merchant cash advance
Pay when you earn
Ready to power up your business with a merchant cash advance? We make it a cinch to get approved and funded, plus, you only repay when you make a sale. When business is slow, so are repayments.
What is a merchant cash advance?
Picture this: your business is thriving, but cash flow? Not so much. Enter our merchant cash advance, which you only pay when you earn. It’s like having a financial buddy who’s always got your back (and your bank).
You receive a lump sum from the lender – like a normal loan. You continue your day-to-day operations, taking card payments from customers. Instead of a monthly set payment to repay the loan, a small portion of your customers’ card payments is taken. If your takings are low, so are the repayments!
Here’s the deal: we’ll figure out if you meet the requirements and how much cash you can get. No long questionnaires, no waiting by the phone. Just straight-up, quick access to capital without jumping through the hoops of traditional bank loans.
What are the benefits of a merchant loan advance?
Merchant advance loans come with a bunch of perks for UK businesses that are too good to pass up
Pay us back as your credit card sales roll in. A loan that works on your schedule.
Worried about trading time or modest turnover? This laid-back option means less hassle and more access to the funds you need.
Fixed payments aren't for everyone! Pay as you earn and keep your cash flow happy.
Clear fees, no nasty surprises. What you see is what you get!
Short-term business loans
Short-term loans are probably one of our most popular products. They’re quick, easy and low-commitment – like all the best things in life. Whether you’re running an SME or steering a larger enterprise, navigating financial challenges can get the better of all of us. That’s why we’re here to transform your hurdles into stepping stones with short-term finance solutions tailored to whatever unique needs you may have.
Why choose short-term business loans?
Need cash, like, yesterday? Our short-term business loans are your go-to solution for a quick financial pick-me-up. Designed to cover those pesky 3 to 12 month gaps, they’re perfect for unexpected expenses, cash flow juggling, or stocking up quick-time. Think of it as a little boost for your business – speedy and effective. Plus, if the term comes to an end and you decide you’re not ready to say bye, we also offer top-ups!
Benefits of short-term business loans
Get the cash you need in no time, usually within 24 hours.
Pick from 3, 6, or 12 months to match your business needs perfectly.
Smooth out the bumps in your daily operations or tackle unexpected expenses with ease.
Enjoy the freedom of paying off your loan quickly, with no strings attached.
Fixed monthly payments to fit your cash flow, so you know what to expect each month.
And if you feel like a longer term would suit you better - we can look into that too!
